Terms and Conditions

Welcome to World Liberty Financial. These Terms and Conditions ("Terms," "Agreement") govern your access to and use of our website worldlibertyfinancial.com and our educational services, courses, and content (collectively, the "Services").

1. Acceptance of Terms

By creating an account, purchasing a course, or otherwise accessing our Services, you represent and warrant that:

• You are at least 18 years of age or have reached the age of majority in your jurisdiction
• You have the legal capacity to enter into this binding Agreement
• You will comply with all applicable laws and regulations
• All information you provide is accurate, current, and complete
• You have read, understood, and agree to these Terms and our Privacy Policy

2. Company Information

World Liberty Financial
5227 Roberts View
Koelpinton, SC 97770-9602
United States

Registration Number: 29972601
Email: [email protected]
Phone: +1 (865) 246-6487

3. Description of Services

World Liberty Financial provides online educational courses and training programs in technology fields including but not limited to:

• Blockchain development and cryptocurrency
• Artificial intelligence and machine learning
• Data science and analytics
• Web3 and decentralized application development
• Cybersecurity and ethical hacking

Our Services include access to video lessons, course materials, projects, assessments, certificates of completion, and community forums. We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without prior notice.

4. Account Registration and Security

4.1 Account Creation

To access certain features of our Services, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and account credentials
• Notify us immediately of any unauthorized access or security breach
• Accept responsibility for all activities under your account

4.2 Account Restrictions

You may not:

• Create multiple accounts for the same person
• Share your account credentials with others
• Use another person's account without permission
• Create an account using false or fraudulent information
• Create an account for purposes of violating these Terms

5. Purchases and Payments

5.1 Pricing

All prices are listed in U.S. Dollars (USD) and are subject to change without notice. We reserve the right to modify course prices at any time, but price changes will not affect purchases already made.

5.2 Payment Methods

We accept payment through secure payment processors. By providing payment information, you represent and warrant that:

• You are authorized to use the payment method
• All payment information is accurate and current
• You will maintain sufficient funds or credit to complete transactions

5.3 Billing and Charges

You agree to pay all charges incurred under your account, including applicable taxes. We may charge your payment method upon purchase or on a recurring basis for subscription services. You authorize us to charge your payment method for all applicable fees.

5.4 Failed Payments

If payment fails or is declined, we may suspend or terminate your access to purchased courses until payment is received. We are not responsible for any fees charged by your financial institution related to failed payments.

6. Course Access and Licenses

6.1 License Grant

Upon successful payment, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the purchased course content for your personal, non-commercial educational purposes only.

6.2 Access Duration

Unless otherwise specified, course access is provided for the lifetime of the course. However, we reserve the right to:

• Update or modify course content at any time
• Discontinue courses with reasonable notice
• Limit access duration for certain promotional offerings

6.3 Restrictions

You may not:

• Share your course access with others
• Reproduce, distribute, or publicly display course content
• Create derivative works from our content
• Download or copy course materials except where expressly permitted
• Use course content for commercial purposes
• Circumvent technological protection measures
• Remove copyright or proprietary notices

7. Intellectual Property Rights

7.1 Our Intellectual Property

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, videos, audio, software, and course materials, are owned by World Liberty Financial or our licensors and are protected by copyright, trademark, patent, and other intellectual property laws.

7.2 Trademarks

"World Liberty Financial" and our logo are trademarks of our company. You may not use these marks without our prior written permission.

7.3 User Content

If you submit, post, or share content through our Services (such as forum posts, comments, or projects), you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content in connection with operating and promoting our Services.

8. Refund Policy

Our refund policy is set forth in detail in our separate Refund Policy document. By purchasing our courses, you agree to the terms of that policy. Generally:

• Refund requests must be submitted within the timeframe specified in our Refund Policy
• Certain conditions and restrictions apply
• We reserve the right to deny refunds for violations of these Terms
• Promotional and discounted purchases may have different refund terms

Please review our complete Refund Policy for full details.

9. User Conduct and Prohibited Activities

You agree not to engage in any of the following prohibited activities:

9.1 Illegal or Harmful Activities

• Violating any applicable laws, regulations, or third-party rights
• Engaging in fraudulent, deceptive, or misleading practices
• Harassing, threatening, or intimidating other users
• Posting or transmitting harmful, offensive, or inappropriate content
• Infringing intellectual property rights

9.2 Technical Misuse

• Attempting to gain unauthorized access to our systems or networks
• Interfering with or disrupting our Services or servers
• Using automated systems (bots, scrapers) without permission
• Reverse engineering or decompiling any aspect of our Services
• Transmitting viruses, malware, or other harmful code

9.3 Content Misuse

• Downloading, copying, or redistributing course content without authorization
• Recording or capturing video or audio content
• Sharing course access credentials with others
• Using our content for commercial purposes without permission

10. Certificates and Credentials

Upon successful completion of courses, we may issue certificates of completion. These certificates:

• Verify that you completed the course requirements
• Are for educational and personal use only
• Do not constitute professional certifications or licenses
• May be revoked if we discover violations of these Terms
• Are subject to verification by potential employers or institutions

We make no guarantees regarding employment, career advancement, or income resulting from course completion.

11. Disclaimers and Warranties

11.2 No Guarantees

We do not warrant that:

• Our Services will meet your specific requirements or expectations
• Our Services will be uninterrupted, timely, secure, or error-free
• The results obtained from using our Services will be accurate or reliable
• Any errors or defects will be corrected
• Course completion will result in employment or career advancement

11.3 Educational Content

While we strive to provide high-quality educational content, we make no warranties regarding:

• The accuracy, completeness, or currency of course content
• The suitability of content for your specific learning goals
• The effectiveness of our teaching methods
• The applicability of content to real-world situations

11.4 Third-Party Content

Our Services may contain links to third-party websites or resources. We are not responsible for the availability, accuracy, or content of such external sites or resources.

12. Limitation of Liability

12.2 Maximum Liability

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID US IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

12.3 Exceptions

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

13. Indemnification

You agree to indemnify, defend, and hold harmless World Liberty Financial, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your violation of these Terms
• Your violation of any rights of another party
• Your misuse of our Services
• Your breach of any representations or warranties
• Content you submit, post, or transmit through our Services

14. Termination

14.1 Termination by You

You may terminate your account at any time by contacting us at [email protected]. Termination does not entitle you to refunds except as provided in our Refund Policy.

14.2 Termination by Us

We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason, including if you:

• Breach these Terms
• Engage in prohibited activities
• Provide false or fraudulent information
• Engage in conduct harmful to other users or our business
• Request deletion of your account

14.3 Effect of Termination

Upon termination:

• Your right to access and use our Services will immediately cease
• We may delete your account and all associated data
• Provisions of these Terms that by their nature should survive will survive termination
• You remain liable for any obligations incurred prior to termination

15. Dispute Resolution and Arbitration

15.1 Informal Resolution

Before pursuing formal dispute resolution, you agree to first contact us at [email protected] to attempt to resolve any dispute informally. We will attempt to resolve disputes in good faith within 30 days.

15.2 Binding Arbitration

If informal resolution is unsuccessful, any dispute arising from or relating to these Terms or our Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except as modified by these Terms.

Arbitration will be conducted in the jurisdiction where World Liberty Financial is located (South Carolina, United States) or another mutually agreed location. The arbitrator's decision will be final and binding.

15.3 Class Action Waiver

TO THE EXTENT PERMITTED BY LAW, ALL DISPUTES MUST BE BROUGHT IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

15.4 Exceptions

Either party may seek injunctive or other equitable relief in court to prevent or stop infringement of intellectual property rights.

16. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of South Carolina and the United States of America, without regard to conflict of law principles.

Any legal action or proceeding that is not subject to arbitration shall be brought exclusively in the state or federal courts located in South Carolina, and you consent to the personal jurisdiction of such courts.

17. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting updated Terms on our website
• Updating the "Last Updated" date
• Sending email notification (for significant changes)
• Displaying prominent notices on our website

Your continued use of our Services after changes are posted constitutes acceptance of the modified Terms. If you do not agree to the changes, you must stop using our Services.

18. Privacy and Data Protection

Your use of our Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.

19. Communication and Notices

By using our Services, you consent to receive electronic communications from us, including emails about your account, courses, and promotional offers. These communications are part of your relationship with us.

You may opt out of promotional emails by following the unsubscribe instructions in those messages, but you cannot opt out of transactional or service-related communications.

We may provide notices to you via email to the address associated with your account or by posting notices on our website. Notices sent via email will be deemed delivered 24 hours after sending.

20. Miscellaneous Provisions

20.1 Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and World Liberty Financial regarding our Services and supersede all prior agreements and understandings.

20.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.

20.3 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver must be in writing and signed by an authorized representative.

20.4 Assignment

You may not assign or transfer these Terms or your rights and obligations without our prior written consent. We may assign these Terms at any time without notice.

20.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, or government actions.

20.6 No Agency

These Terms do not create any agency, partnership, joint venture, employment, or franchise relationship between you and World Liberty Financial.

20.7 Third-Party Beneficiaries

These Terms are for the benefit of you and World Liberty Financial only and are not intended to benefit or be enforceable by any third party.

21. Contact Information

© 2025 World Liberty Financial. All rights reserved.
These Terms and Conditions are legally binding. Please retain a copy for your records.